General Insurance Claims

General Insurance Claim Information

Your homeowner’s insurance policy provides coverage for all storm damage, such as wind and hail.

If you have a Replacement Cost Value (RCV) policy, the insurance company will usually pay the entire cost of replacing your roof and other damage, less the deductible, at current rates. 90% of homes have RCV policies.

Homeowners are sometimes hesitant to file insurance claims for storm damage because they think that will cause an increase in their insurance premiums. Per Texas law, there cannot and will be no detrimental effects to an individual’s insurance records or any increase in their premiums due to claims filed for natural disasters (storms).

ASAP Roofing, one of the top roofing companies of Rockwall, specializes in storm damage identification and weather related damage repair and replacement. Our services include roofing, gutters, siding, painting and windows on the home’s exterior, as well as sheetrock repair and texture, painting, flooring, and carpet cleaning inside the home.

A catastrophe adjuster specializes in storm damage, particularly hail and wind damage to all roofing types and every other aspects of a building, including paint, siding, windows, gutters, light fixtures, mailboxes, air conditioning units, and more. Additionally, they have completed the extensive training from and certified as a Haag Certified Inspector by one of the nation’s premier forensic, property damage, engineering firms, Haag Engineering in Dallas, TX. Texas State Law prohibits a contractor from also acting as an adjuster or public adjuster for a property owner, but a licensed contractor can provide input and opinions on roofing repair requirements, methods, and the costs of those repairs to your insurance representatives.

ASAP Roofing now utilizes this insurance claim training, knowledge, and experience to help our clients:

Providing free inspection and assessment of a homeowner's roof and property to determine if they actually have damage caused by storm conditions
At a homeowner's request, to be available during the inspection by the insurance companies representatives. ASAP Roofing will provide input concerning repair requirements and costs and point out damage that we feel may be missed by the adjuster.

It makes sense for a homeowner to have a knowledgeable restoration contractor representative present during the insurer’s inspection and many insurance companies prefer the contractor of choice is present. If you would like a free inspection to determine if you have storm damage covered by your insurance policy call us at 469-769-1933.

We would love to help you with your insurance claims.